Reader question:

How long will it take after I am done with my Iowa SR22 for me to get to a point where I can get good driver rates?

Becky

Excellent question, Becky.

In almost every case, you will carry your Iowa SR22 coverage for around three years, possibly a little more if you put it off. Similarly, most car insurance companies have a good driver discount which requires that you have a clean driving record for a period of–you guessed it–three years if you want to get the discount it comes with. So what exactly should you be doing while you are covered by an SR22 policy? Definitely not driving drunk, running red lights, or driving over the speed limit. Here you have your chance to show your stuff and claim back to the place you were previously at.

Now, granted, some companies that sell Cedar Rapids Iowa SR22 insurance won’t count the three years of your SR22 coverage when considering it for your good driver discount, so you may have to wait longer than that. Even better, though, you should try and ask ahead of time before you get on board with the company.

Cheers,

Fashun Guadarrama.