Reader question:

Can you describe to me the type of coverage to include on my policy for Des Moines Iowa SR22 insurance?

Lucy

Glad you asked, Lucy.

As the owner of a policy for Des Moines Iowa SR22 insurance, you will first and foremost need to add on the auto insurance coverage which is required by state insurance law. That insurance is the coverage for property damage and injury liability. It is normally a small amount, but if you want the best protection, you should speak with an auto insurance agent about what level of liability coverage would work the best for your wallet, both present and future.

If you are currently making monthly payments on a brand new or a used car, then your contract probably has something in it saying that you need to have comprehensive and collision insurance. This is why you had to show proof of insurance before you were allowed to drive your new (or used) car off of the lot.

Cheers,

Fashun Guadarrama.