Student Automobile Insurance Ames, Iowa IA
Reader’s Question:
I am a college student and I am only thrice a year and will be driving my parent’s car in Ames, Iowa. I do not operate a vehicle in college and I was just wondering if there is any way I will be covered under my parent’s car insurance policy while I am home.
Mark
Ames, IA
If you will be driving your parent’s vehicle when you are home in Ames, Iowa, you will need to contact their car insurance company to determine what to do so you will be covered when you are home and driving your parent’s vehicle. If you are still using your parent’s address as your permanent residence, the car insurance carrier may still consider you as a household member and add you to your parent’s car insurance policy. In this way, you will be sure that you will be covered when you drive your parent’s automobile.
Insurance carrier’s rules and guidelines varies that is why it better to discuss your situation to your parent’s car insurance policy because most car insurance companies require that policyholder must list all household members including those teenagers that are away at college that may drive the car when they are home.
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