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September 11, 2008

How Many Years Do Insurers Look Back on Driving Records

Reader’s Question:

How many years look back do I need to go when giving driving history for my auto insurance in Waterloo Iowa?

Watkins

Waterloo, IA

The length of years that an insurance company in Waterloo will “look back” at your driving history or the amount of years in which you will need to provide information on your driver’s record to an insurance company will differ depending upon both state laws and the internal guidelines of an insurance carrier.

Insurance companies tend to look back at your driving record or MVR for either three, five or seven years. If you are applying for a car insurance policy you will need to provide information on your driving history for the time period the insurance company requests. If you give inaccurate information it will then affect your auto insurance quote.

 

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