Reader’s Question:

My car insurance company just dropped me out of coverage and refused my renewal with them due to a DUI case. Do I still have options to get SR22 auto insurance in Des Moines, Iowa?

Patty

Des Moines, IA

You do not have to fret about a DUI since most people in Des Moines, Iowa also have less than perfect driving records.

In fact, you never run out of options in Iowa IA since there are auto insurers that specialize in providing coverage for those drivers who are considered “high risk.”

You are classified as a high risk driver in Des Moines Iowa IA if your license was suspended due to a traffic violation such as DUI. The Registry of Motor Vehicles in your Iowa IA will notify you if you require an SR-22 policy.
There are auto insurers out there in Des Moines, Iowa IA that can help you acquire the proper documentation for reinstatement online within minutes. You can even shop online at websites like this one for free quotes. All you have to do to get started is to fill in your zip code on the space above. I am encouraging you to do that since online application can eat up as little as 15 minutes of your time and you have SR22 insurance in no time.

Ask for discounts, you never know what you might be able to get and how much you can save by asking. Some popular discounts can be given for:

1. Military personnel

2. Good grade students

3. Union membership and bank member affiliations

4. Safe drivers with no claims in last 7 years

5. Defensive driving school attendance

6. Clean credit history – used by many carriers to determine payment risk

There are also insurers in Des Moines, Iowa IA that give SR22 insurance to high risk drivers who are 70 years old or older, 20 years old or younger, or anyone who has a bad history of auto accidents. Do not hesitate to phone in your queries to your local SR22 insurance agent in Iowa.