Car Insurance Rate Waterloo Iowa IA

Reader’s Question:

A friend of mine was driving my car the last week and we got pulled over by a police officer. My friend who was driving of my car received a DUI. Since it was my vehicle will my car insurance rate go up? Will this be reported to my car insurance carrier? I was in the vehicle with him. We live in Waterloo, IA.

Samuel

Waterloo, IA

If a ticket is written to a motorist only and not against the car, it is the driver’s record that will be affected. If this is the case and your friend received the citation under his name only then it would usually be his drivers license and car insurance rates that would be affected by this citation.

The state Iowa has serious laws against driving under the influence or DUI of either alcohol or drugs. A court conviction of an Iowa operating while intoxicated, OWI, includes penalties such as a course for drinking drivers and substance abuse evaluation or treatment , 48 hour jail sentence for a first offense, etc. This is conviction charge also comes with a fine up of to $1000.

Tags: autos, car insurance rate, drunk driving insurance, DUI insurance, DWI insurance