Reader’s Question:

My question is, can two person be insured on one vehicle through two different insurance carriers?

Reed

West Des Moines, IA

It might be possible to have 2 separate car insurance polices for 2 different people on one car in West Des Moines, IA. Insurance guidelines vary though so you may want to check with different insurance carriers to see if what you want is possible and permitted by their guidelines.

This type of double insurance on a car typically is not necessary and may go against many insurance carriers underwriting guidelines, since normally one insurance policy would be able to cover all the drivers of the car.

So while it might be possible for 2 people to insure the same car through different insurance carriers it might be difficult to find insurance companies that would allow this.