Reader’s Question: How many years look back do I need to go when giving driving history for my auto insurance in Waterloo Iowa? Watkins Waterloo, IA The length of years that an insurance company in Waterloo will “look back” at your driving history or the amount of years in which you will need to provide [...]

Reader’s Question: What is the insurance policy for guest drivers in Dubuque Iowa? Jenkins Dubuque, IA Insurance provider’s guidelines as well as individual car insurance policy terms in Dubuque Iowa vary but generally if you permit a guest to drive your car normally your auto insurance coverages will extend to this individual that you have [...]

Reader’s Question: I was in an accident an was at fault, will my insurance carrier increase my insurance premium rate only when I renew my insurance policy in Sioux City Iowa? Brad Sioux City. IA Generally car insurance rates are not changed mid-term but instead when it is time to renew your insurance policy. An [...]

Reader’s Question: How come it takes auto insurance providers three years to even consider lowering your auto insurance rate premium in Iowa? Naomi Davenport, IA Each infraction such as traffic violations, at-fault accidents, parking tickets, or driving under the influence, is assigned a certain point value in Iowa. If you are found guilty in any [...]

Reader’s Question: I am just wondering if adding upgrades to my car like new sound systems, pinstriping, or a DVD player, mean additional claim payments with my car insurance policy in Des Moines, IA. Cynthia Des Moines, IA In some cases, your upgrades won’t be covered if you haven’t reported them to your auto insurer [...]

Reader’s Question: I am from Ames, Iowa and have a license and my car is registered in that state.. I am going to college in tha state of Texas and I was wondering if I am looking for auto insurance, do I get a quote from my residence in Iowa or should I want to [...]

Reader’s Question: A friend of mine was driving my car the last week and we got pulled over by a police officer. My friend who was driving of my car received a DUI. Since it was my vehicle will my car insurance rate go up? Will this be reported to my car insurance carrier? I [...]

Reader’s Question: My teenage son, age 20, moved out of the house and to a different city in IOWA. Can my wife still carry his vehicle on our car insurance policy? Edward Cedar Rapids, IA   Insurance carriers’ guidelines in IOWA vary so to obtain a concrete answer to your inquiry you or your wife [...]

Reader’s Question: I am 75 years old and I was told that the car insurance rates are higher in Iowa for those in my age group. Is this true for all insurance companies? Tyrone Davenport, IA Yes, some insurance providers do charge higher insurance rates for mature motorists who are over a certain age, such [...]

Reader’s Question: How long are you required to have SR-22 auto insurance in my state? I live in Cedar Rapids, Iowa. Daniel Cedar Rapids, IO   The Iowa Department of Transportation states that future proof of financial responsibility is required from the first day of your suspension or revocation for a conviction, violation or unsatisfied [...]