Reader’s Question: If I hit a deer here in Iowa–by accident, of course–will my auto insurance cover me? I have collision, liability and comprehensive car insurance. Which would cover me? Marcus Cedar Rapids, IA Hi there, Marcus. Always be careful when on the road. Hitting a deer on a highway can be very dangerous for [...]

Reader’s Question: I’m from Iowa and I recently bought my first car, and insurance for it. Will my car insurance company cancel my coverage if I get involved in an accident within a month? Brian Waterloo, IA Car insurance coverage was designed to protect the vehicle and its passengers from the potential risk of costly [...]

Reader’s Question: I’m hesitant about buying my first car insurance here in Iowa because I’m not sure if I really need it. Why should I have car insurance? Neil Davenport, IA Having a car is one thing and having car insurance is another. And if you have a car, buying car insurance should be as [...]

Reader’s Question: I have a teenager son who just got his driver’s license. Does getting car insurance for him mean that I would be having more expenses? Wyatt Cedar Rapids, IA It must be pretty exciting for your son to have his new car. But you should not be too excited about it because getting [...]

Reader’s Question: My car was parked on a street in Des Moines, Iowa and got flooded. Will this be covered by my insurance company? Jeremy Des Moines, IA Hey, Jeremy! Most car insurance companies have coverage for incidents like this. If you had “comprehensive” coverage at the time of the flood in your area in [...]

Reader’s Question: I was driving my father’s vehicle when I got into a minor accident with just a scratch on the side. I do not have car insurance so I am wondering if I could place a claim on my father’s car insurance carrier in Sioux City? Tony Sioux City, IA If you do not [...]

Reader’s Question: I am a college student and I am only thrice a year and will be driving my parent’s car in Ames, Iowa. I do not operate a vehicle in college and I was just wondering if there is any way I will be covered under my parent’s car insurance policy while I am [...]

Reader’s Question: I was in a car accident where I was rear ended. The law enforcement made a report and gave the other driver ticket. I now need a rental vehicle while my vehicle is being fixed. The other driver’s insurance carrier won’t pay. How can I get them to pay? Brad Des Moines IA [...]

Reader’s Question: I have had my 2004 vehicle for ten months and I crashed it into a tree. I had let my car insurance lapse two months ago so I did not have car insurance coverage. I was hospitalized for several weeks. Should I inform my finance company in Des Moines, IA? What will happen [...]

Reader’s Question: My question is, can two person be insured on one vehicle through two different insurance carriers? Reed West Des Moines, IA It might be possible to have 2 separate car insurance polices for 2 different people on one car in West Des Moines, IA. Insurance guidelines vary though so you may want to [...]