Reader’s Question: In Iowa, what determines your car insurance rate? Jeff Des Moines, IA   According to the Iowa Insurance Division (IID) factors such as the type of car you drive, the primary driver of the car and where the vehicle is garaged can affect rates. But the main factor that car insurance companies look [...]

Reader’s Question: Is it true that I can get lower rates for my life insurance here in Iowa if I get just a term life insurance policy? I might be interested in getting renewable or annual renewable term life insurance policy. Garland Des Moines, IA The cost or term life insurance is usually lower compared [...]