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Archive for September, 2008

September 27, 2008

Making a Third Party Car Insurance Claim

Reader’s Question: I was in a car accident where I was rear ended. The law enforcement made a report and gave the other driver ticket. I now need a rental vehicle while my vehicle is being fixed. The other driver’s insurance carrier won’t pay. How can I get them to pay? Brad Des Moines IA [...]

September 20, 2008

Auto Insurance Lapse and Accident

Reader’s Question: I have had my 2004 vehicle for ten months and I crashed it into a tree. I had let my car insurance lapse two months ago so I did not have car insurance coverage. I was hospitalized for several weeks. Should I inform my finance company in Des Moines, IA? What will happen [...]

September 13, 2008

Car Insurance Question

Reader’s Question: My question is, can two person be insured on one vehicle through two different insurance carriers? Reed West Des Moines, IA It might be possible to have 2 separate car insurance polices for 2 different people on one car in West Des Moines, IA. Insurance guidelines vary though so you may want to [...]

September 11, 2008

How Many Years Do Insurers Look Back on Driving Records

Reader’s Question: How many years look back do I need to go when giving driving history for my auto insurance in Waterloo Iowa? Watkins Waterloo, IA The length of years that an insurance company in Waterloo will “look back” at your driving history or the amount of years in which you will need to provide [...]

September 10, 2008

Auto Insurance for Guest Drivers In Iowa

Reader’s Question: What is the insurance policy for guest drivers in Dubuque Iowa? Jenkins Dubuque, IA Insurance provider’s guidelines as well as individual car insurance policy terms in Dubuque Iowa vary but generally if you permit a guest to drive your car normally your auto insurance coverages will extend to this individual that you have [...]