Reader’s Question: How come it takes auto insurance providers three years to even consider lowering your auto insurance rate premium in Iowa? Naomi Davenport, IA Each infraction such as traffic violations, at-fault accidents, parking tickets, or driving under the influence, is assigned a certain point value in Iowa. If you are found guilty in any [...]

Reader’s Question: I am just wondering if adding upgrades to my car like new sound systems, pinstriping, or a DVD player, mean additional claim payments with my car insurance policy in Des Moines, IA. Cynthia Des Moines, IA In some cases, your upgrades won’t be covered if you haven’t reported them to your auto insurer [...]

Reader’s Question: I am from Ames, Iowa and have a license and my car is registered in that state.. I am going to college in tha state of Texas and I was wondering if I am looking for auto insurance, do I get a quote from my residence in Iowa or should I want to [...]

Reader’s Question: A friend of mine was driving my car the last week and we got pulled over by a police officer. My friend who was driving of my car received a DUI. Since it was my vehicle will my car insurance rate go up? Will this be reported to my car insurance carrier? I [...]